Is Universal Healthcare Smart?

In "Universal Healthcare a MUST DO," Mavhu makes a great point, and I agree with her on many levels, for these past two weeks I have experienced the financial difficulites that come along with medical costs, but I believe that universal healthcare would not be a smart idea. Universal healthcare is a great ideal, but healthcare as we know it would change.
Mavhu speaks off of experience, saying that when she was here in America, she was unable to visit the doctor until she got back home where she would not have to worry about the medical costs. Man, if I did not have to worry about the medical bills I am having to pay now, I would be much less stress, but still, I do not agree with universal healthcare. In the UK, where she was able to go see a physician without worries of bills, healthcare is completely different and there are still negatives. In countries where there is universal healthcare, they promise universal coverage but ration care or have extremely long waiting lists for treatment, along with other barrieres. Also, with universal healthcare, I believe that the overall value of care would go down, along with decreased advancement in technology. This type of universal healthcare, ran by the government, is not ideal in anyway.
Another point I would like to point out is that the slogan "people always want what they don't have" stands true; for, countries that have universal healthcare are actually moving towards a system that looks more like ours, while we are moving towards one that is like theirs. So, I believe that we should not try to move to have complete universal healthcare, but to make it where we are in more control and where there could be more consumer incentives.